Our Property Finance
Services

Commercial Property Finance

When it comes to commercial property finance, whether for purchase or development, you need to ensure you are getting the right type of mortgage or loan.

Commercial lenders will consider several factors, starting with the type of property and whether you are using it for your own business or renting it out. Finding the right lender and terms for your needs is not always easy – it can take a lot of time and result in plenty of failed applications and disappointments for clients.

DMK Finance offers clients their expertise to help you navigate the market and secure the right commercial property mortgage or bespoke loan structure that suits. So, whether you are buying your first commercial property, have been through the process numerous times before, or simply to help manage the complete process from inception to completion, let us help.

As an independent commercial finance broker, we make sure you get the right mortgage or loan on the best terms.

DMK Finance can support all types of property:

• Shops or supermarkets
• Bars or restaurants
• Hotels or entertainment venues
• Warehouses or factories
• Industrial units
• Offices & Business Centres
• Private education
• Care Homes
• Home Care Operators
• Care Home & Healthcare facilities
• Doctors & Dental Practices
• Holiday Lets
• Caravan & Holiday Parks
• Semi Commercial assets

Property Development Finance

Development finance is available on all commercial property types, including new build and refurbishments of offices, warehouses, factories, and shops. It is also available for residential new builds, conversions, and renovations.

But finding the right solution is not always easy. Funders will want evidence of architect drawings, planning permission and a clear exit strategy. Some will even want evidence of previous projects in property development.

What is Development Finance?

Development finance is exactly as it sounds – finance to cover the costs of development, in particular the development of property, for example:

• Build or refurbishment of residential property
• Construction of industrial units
• Conversion of offices into residential flats (or vice versa)
• Development of land with planning permission
• Restaurant, hotel, or guest house renovation
• Auction purchase and refurbishment
• Holiday let renovation
• Partially completed residential development

DMK Finance take the time to understand your project and can support whether you are an experienced operator or first time developer. This can be a lengthy and stressful process & it is critical to find the right funder and professionals to assist with the project from inception to completion.

Invoice Finance

DMK Finance work with multiple High St and Specialist Funders to find the best match for clients and their business. We understand the importance of this funding solution whether it be a disclosed or undisclosed solution the importance of keeping your business in the red.

DMK Finance

• Pride ourselves on the level of attention we give each of our clients. We will listen to your needs and ensure you receive the best possible solution 
• There are multiple invoice financing funders however it is critical to find those who fully understand your business model and will be with you during the good and tough times that businesses often face. 
• We understand that having finance when you need it is important and our excellent relationships with the right funders allow us t0 source solutions, fast.

What is Invoice Financing?

There are two types of invoice finance available to businesses and both raise the funds against the invoices of your clients.

Invoice Factoring – the responsibility of collecting the debt from the clients lies with the lender. This can be done with or without bad debt protection.

Invoice Discounting – you maintain full control of collecting the money so your clients are unaware that you have such a facility (see: Confidential Invoice Discounting). Again, this can be carried out with or without bad debt protection.

There are a number of reasons that companies may look at using invoice finance to improve their current situation. It may be that you are struggling to cover your running costs or that lengthy invoicing terms are restricting the amount of new work you can take on. If so, then it may be worth considering invoice financing companies. This allows you to gain access to essential funds as soon as your invoices are sent out, giving you the capital, you need to grow your business.